Tile and Terrazzo Contractors (U.S.) — An Investor's Primer

NAICS 2022 code 238340

NAICS = North American Industry Classification System, the U.S. government's standard for grouping businesses.

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1. Overview

Tile and terrazzo contractors are the specialty-trade crews that set ceramic, porcelain, and stone tile and pour terrazzo floors — the durable, hard surfaces in bathrooms, kitchens, lobbies, hospitals, schools, and airport concourses. It is a labor-driven, project-by-project construction trade, not a manufacturing or product business: contractors buy tile and cement, then sell skilled installation [3].

Why it matters: this is a large, steady, but deeply fragmented slice of U.S. construction — roughly $12.2 billion in annual receipts across about 10,500 employer firms [1]. It rides two of the most reliable long-run demand streams in the economy — home remodeling and institutional/commercial building — but it is also cyclical, tied to interest rates and construction spending.

The catch for public-market investors: there is essentially no pure-play, publicly traded tile or terrazzo installation contractor. The trade is dominated by small private firms and sole proprietors, so public exposure is indirect — through the companies that make and sell the tile and installation materials (led by Mohawk Industries) and the retailers that supply the installers. The direct way in is private: owning, buying, or backing a local contracting business, or investing in the private-equity roll-ups now consolidating commercial flooring. The central operational question for any owner is the same one an acquirer should ask: can a contractor retain skilled crews, price work accurately, control rework, and collect cash from general contractors and property owners?

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2. What it is, and how it's structured

How a job flows. Work typically moves from an architect's or designer's specification, to a general contractor (GC), to a tile or terrazzo subcontractor. The specialty contractor either supplies materials or installs owner-supplied products, and its scope covers substrate preparation, waterproofing, cutting, setting, grouting, polishing, finishing, and warranty service [3].

Scope (what NAICS 238340 covers) [3]:

• Setting and installing ceramic, porcelain, quarry, glass, and mosaic tile on floors, walls, and ceilings;
• Installing interior stone and marble tile/slab (bathtub surrounds, countertops, interior floors);
• Terrazzo — mixing marble or glass chips with cement or epoxy resin, pouring it in place, then grinding and polishing it to a finish;
• New construction, additions, alterations, maintenance, and repair, across residential, commercial, and industrial buildings.

What it explicitly EXCLUDES (and where that work is counted instead). These boundaries matter because they shift meaningful volume out of the code [3]:

• Exterior marble, granite, slate, and stone work → Masonry Contractors (NAICS 238140).
• Resilient floor tile (vinyl, luxury vinyl tile), carpet, linoleum, and wood flooring → Flooring Contractors (NAICS 238330).
• Manufacturing precast terrazzo products in a plant (vs. pouring on site) → Other Concrete Product Manufacturing (NAICS 327390).
• Other building-finishing work that excludes tile and terrazzo → Other Building Finishing Contractors (NAICS 238390).
• Making the tile itself → ceramic/clay product manufacturing, a separate sector.

So this code is specifically installation of hard, bonded interior tile and cast-in-place terrazzo — the craft labor, not the factory.

Ownership mix. Overwhelmingly small, private, owner-operated businesses — sole proprietorships, limited-liability companies (LLCs), and S-corporations. Average firm scale is tiny: about 5.5 employees per establishment and roughly $1.2 million in revenue per firm [1]. Federal data provide no 238340-specific breakdown of family, employee, private-equity, or corporate ownership, but the concentration figures make clear that ownership is very widely distributed [1]. Larger commercial and terrazzo contractors (dozens of employees, bonded, sometimes union) exist but remain privately held. Labor splits between union shops — concentrated in commercial work in major metros, organized largely under the International Union of Bricklayers and Allied Craftworkers (BAC) — and open (non-union) shops, which dominate residential [23].

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3. How big it is

Federal statistics for NAICS 238340 (U.S.):

SBA = U.S. Small Business Administration; a firm under the size standard qualifies as "small" for federal programs. HHI is a 0–10,000 concentration gauge; 18.6 is about as close to "perfectly unconcentrated" as an industry gets.

Two useful derived indicators (not separately reported): roughly $56,000 of annual payroll per employee ($3.296B ÷ 58,611) and about 5.5 employees per establishment (58,611 ÷ 10,685) [1][2].

The undercount caveat — important here. These figures count employer firms only. The construction trades have very large numbers of nonemployer businesses — self-employed tile setters and one-person crews with no payroll — that the payroll-based series above do not capture [2]. Because the average employer firm here is already only ~5.5 people, the true number of operating businesses in tile and terrazzo is materially higher than ~10,500, and a real share of installation is done informally (in-house by general contractors, or do-it-yourself) and never shows up as specialty-trade receipts. Read the $12.2 billion as the formal, employer-firm core of a somewhat larger real activity base. A broader industry definition that folds in related tile-installation work (as some private research firms use) puts revenue near $17 billion for 2025 — larger only because it draws the boundary more widely than NAICS 238340 [5].

What the federal file does not give us: capacity utilization, backlog, average contract value, gross or operating margin, labor productivity, and nonemployer revenue are all absent from the official series and must be sourced from individual companies.

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4. The investable universe

Direct public plays: effectively none. No tile or terrazzo installation contractor of scale trades publicly. The federal concentration data explain why: the four largest firms account for just 6.4% of revenue, the top 50 for 20.7%, and the HHI is 18.6 [1]. This is a mom-and-pop trade.

Public exposure is therefore upstream (materials and distribution) or adjacent (retail). The tickers and scale below are for the nearest public exposure, not direct bets on installers, and none is a clean measure of tile-contractor revenue — results are driven by manufacturing, retail traffic, inventory, freight, housing, and consumer spending as much as by installation demand.

Ticker note: SEC = U.S. Securities and Exchange Commission; OTC = over-the-counter.

Private/other owners — where the actual industry lives:

• Specialty terrazzo/commercial-tile contractors: David Allen Company (multi-branch commercial tile, stone, terrazzo, and specialty concrete) [16], National Terrazzo, Tile & Marble (family-owned; commercial, hospitality, municipal, industrial) [17], plus long-established shops such as Grazzini Brothers, Doyle Dickerson Terrazzo, and Missouri Terrazzo — all privately held, some a century old. The National Terrazzo & Mosaic Association (NTMA) is the trade body [15].
• Commercial flooring roll-ups (private-equity, "PE," backed): platforms such as Diverzify (Paceline Equity), SCI Flooring (Rainier Partners), Galleher (Transom Capital), and Interior Logic Group are buying up regional commercial flooring/installation firms — the main institutional-capital route into the trade [14].
• Product/distribution platforms and installation networks: TileBar (formerly Soho Studio), a digitally native tile and stone designer/distributor acquired by PE firm AEA Investors in 2023 [18]; and Romanoff Renovations, a private installation platform and Home Depot service provider handling tile and flooring through employees and subcontractors [19].

Bottom line for the universe: public investors buy the pick-and-shovel suppliers; the installation trade itself is a private-ownership and small-business story.

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5. How the money works

This is a bid-and-backlog, labor-margin business — the economics look like specialty-trade construction, not like a retailer or a factory.

The revenue build. Contractors earn through fixed-price bids, unit-price work, negotiated subcontracts, and smaller direct-to-owner projects. A job's price = materials (tile, stone, cement/epoxy, thinset, grout) + labor + overhead + margin. Materials may be a pass-through, a source of markup, or owner-supplied; the more durable profit is the spread on billable crew labor — the difference between what a crew is charged out at and what it costs. Labor is the largest and most variable cost.

The metrics owners (and acquirers) actually watch:

• Crew utilization / productivity — booked productive crew-hours divided by available crew-hours, and square feet installed per worker-day. Small-format tile, intricate patterns, and hand-set mosaic are slower (and priced higher); large-format porcelain and open floors are faster. Terrazzo is the slowest and most skill-intensive of all.
• Labor cost per square foot / billable hours. Installed tile labor commonly runs $5–$15+ per square foot depending on complexity and region; skilled installers bill on the order of $30–$90+ per hour [28].
• Job gross margin, rework, and change orders. Fixed-price bids mean the contractor eats overruns; material waste and breakage, substrate problems, warranty callbacks, and disciplined change-order capture separate winners from losers.
• Backlog — signed but not-yet-built work; on the commercial/terrazzo side it is the key forward indicator, and jobs can run months.
• Working capital and retainage. Commercial contracts usually hold back 5–10% ("retainage") until completion, and materials must be bought up front — so a profitable income statement can still be cash-poor. Payment risk from general contractors and developers is real.

Capital intensity is low, but margins aren't automatic. Tools (wet saws, grinders, mixers), a few vehicles, and working capital are the balance sheet; the scarce asset is skilled labor, not equipment. But fixed costs — insurance, bonding, training, experienced supervisors — persist when work slows, and underbidding one large project can erase the profit from many small ones. Low capital needs plus low entry barriers are exactly why the trade is so fragmented and why small residential shops face thin, locally competitive margins.

Two different businesses under one code:

• Residential remodel/repair — quick-turn, higher margin per job, cash or homeowner-financed, relationship- and reputation-driven, dominated by very small crews.
• Commercial/institutional and terrazzo — larger, bonded, often prevailing-wage, backlog-driven, longer cycles, higher barriers (surety bonding, licensing, craft skill), fewer competitors. Terrazzo in particular is a high-skill niche: poured-in-place, ground and polished, extremely long-lived, premium-priced, and served by only a few dozen serious contractors nationally.

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6. What drives demand

Demand is downstream of construction and housing turnover, split across three streams:

1. Residential repair and remodeling (R&R) — the biggest and most stable driver. Kitchen and bath remodels are tile-intensive. Home-improvement spending has risen to roughly 44% of residential construction outlays [26], supported by an aging housing stock (the National Association of Home Builders, NAHB, estimates over 80% of U.S. homes are more than 20 years old) and rising aging-in-place renovations [27]. Existing-home sales matter: turnover triggers remodels.
2. New residential construction — single-family and multifamily starts; interest-rate sensitive.
3. Nonresidential / institutional construction — offices, retail, hospitality, healthcare, education, and transportation. This is the heart of terrazzo demand: airports, hospitals, schools, and civic buildings prize its durability, sanitation, and design flexibility [15].

Cyclical swing factors: mortgage rates and housing affordability, existing-home sales volume, home-equity levels, and commercial construction pipelines. Design trends also move volume — a terrazzo revival and large-format porcelain in premium interiors are current tailwinds.

Labor-market read. The Bureau of Labor Statistics' (BLS) broader occupational group for flooring installers and tile and stone setters reported 112,300 jobs in 2024, median annual pay of about $52,000, and projected employment growth of 6% from 2024 to 2034 [6]. These figures span occupations beyond NAICS 238340 and should not be read as industry totals, but they signal steady, slightly-above-average demand for the underlying craft.

Recent read: the 2024–25 housing slowdown pressured demand. U.S. ceramic tile consumption fell 5.1% in 2024 to 2.7 billion square feet [7], and ceramic tile sales dipped again in 2025 amid high mortgage rates and soft existing-home sales [8] — a reminder of how directly this trade tracks the housing cycle. Renovation and institutional work cushion weak new-housing periods, but commercial terrazzo and large tile projects remain lumpy and schedule-sensitive.

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7. Regulation

• Worker safety — OSHA silica rule (the big one). Cutting, grinding, and polishing tile, porcelain, and stone releases respirable crystalline silica, a lung-disease hazard. The Occupational Safety and Health Administration (OSHA) standard 29 CFR 1926.1153 sets a permissible exposure limit (PEL) of 50 micrograms per cubic meter over an 8-hour time-weighted average, with an action level of 25 [20]. Contractors comply via "Table 1" controls — chiefly wet saws with an integrated, continuous water feed plus respirators — and a written exposure-control plan. This is a real, ongoing compliance cost and liability exposure.
• EPA Lead RRP rule. The Environmental Protection Agency's (EPA) Lead Renovation, Repair and Painting (RRP) rule applies when covered work disturbs lead-based paint in homes, child-care facilities, and kindergartens built before 1978; covered firms must be certified and follow required work practices [21].
• State contractor licensing. Most states require a specialty trade license, bonding, and insurance. California's C-54 Ceramic and Mosaic Tile Contractor classification is representative: four years of journey-level experience, trade and business-law exams, a surety bond, and workers'-comp coverage [22]. Licensing raises the bar for commercial work and is a modest moat.
• Prevailing wage and bonding on public jobs. Government and many commercial contracts require Davis-Bacon-style prevailing wages and performance/payment surety bonds — favoring larger, established firms.
• Trade policy on materials. Imports are 71.5% of U.S. tile consumption by volume (2024) [7], so tariffs move installers' material costs. Longstanding antidumping/countervailing duties (AD/CVD) apply to Chinese ceramic tile, and in June 2025 the U.S. issued a countervailing-duty order on ceramic tile from India (the parallel antidumping case ended in a negative finding) [24][25]. India, Spain, and Italy are the top import sources [7].
• Building and installation standards. ANSI/TCNA (American National Standards Institute / Tile Council of North America) installation standards, NTMA terrazzo specifications, building codes, and ADA (Americans with Disabilities Act) slip-resistance requirements govern how work is specified and inspected [7][15]. These raise training and compliance costs but favor contractors with documented technical competence.

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8. Competitive dynamics and consolidation

Fragmentation is the defining feature. With a CR4 of 6.4% and HHI of 18.6, no firm has pricing power at the national level [1]. Basic installation is a local service business: crews, supervisors, vehicles, and material logistics must reach jobsites efficiently, and relationships with GCs, architects, designers, retailers, and owners are hard to transfer quickly. Residential competition is intensely price-based; commercial competition turns on bonding capacity, licensing, safety record, backlog, and craft skill.

Where consolidation is happening — and where it isn't.

• Upstream is already concentrated: tile manufacturing and distribution is led by Mohawk/Daltile and a handful of large importers [9].
• Commercial flooring installation is consolidating via PE roll-ups (Diverzify, SCI Flooring, Galleher, Interior Logic Group), which fold in regional contractors to serve national multifamily and commercial clients [14]. Deal multiples reflect the fragmentation: small single-state installers trade around 4–6x EBITDA (earnings before interest, taxes, depreciation, and amortization), while larger platforms with contracted pipelines fetch 7–9x [14].
• Terrazzo is a self-limiting niche: the craft-skill barrier keeps the field to a few dozen serious contractors, so it is "consolidated" by scarcity of talent rather than by acquisition [15].
• Residential tile remains stubbornly mom-and-pop — low entry barriers and hyper-local demand resist roll-up economics.

The likely playbook is regional buy-and-build: acquire reputable operators, preserve local brands and crews, and centralize estimating, procurement, safety, insurance/bonding, and back-office cash collection. Scale helps on those axes, but the obstacles are real — founder dependence, crew retention, inconsistent job costing, and warranty liabilities. A financial buyer can improve purchasing and administration; it cannot easily manufacture experienced setters or eliminate the project-by-project nature of the work, so consolidation is possible but not inevitable.

Substitution pressure. Luxury vinyl tile (LVT), coatings, and large-format porcelain panels are reshaping the work: LVT takes share from ceramic in some rooms, while large-format panels change the labor mix (fewer, bigger pieces, specialized handling). Installers who adapt their skills capture the shift; those who don't lose volume.

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9. Risks

• Cyclicality and rate sensitivity. Demand tracks housing turnover, remodeling budgets, and commercial construction — all interest-rate-sensitive. The 2024–25 tile-consumption decline shows the downside directly [7][8].
• Labor scarcity and an aging workforce. Skilled tile setters and especially terrazzo mechanics are hard to find and slow to train (3–4 year apprenticeships) [23]. Craft scarcity supports installer wages and pricing over time but caps how fast firms can grow.
• Fixed-price and execution/warranty risk. Underestimating a job, uneven substrates, moisture failures, cracking, lippage, poor grout work, change-order disputes, and slow payment/retainage can wipe out project profit; contractor insolvencies are common in downturns.
• Cash-flow risk. Retainage, slow-paying owners, and disputed change orders can make a profitable income statement cash-poor.
• Customer concentration. A contractor dependent on a few general contractors faces abrupt volume or pricing pressure.
• Safety, liability, and regulatory risk. Silica and lead exposure, workers' compensation, licensing, and public-project compliance failures create fines, insurance claims, and bid exclusion [20][21].
• Input-cost and tariff volatility. Import-dependent materials expose installers to tariff and supply-chain swings [7][24].
• No pricing power for small shops. Extreme fragmentation means local price competition and low barriers to new entrants.
• Substitution. LVT, coatings, and engineered surfaces can erode ceramic tile volume in parts of the market.
• Acquisition risk (for consolidators). Roll-ups can overpay for businesses whose earnings depend on a retiring owner, a few crews, or unusually favorable project timing.

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10. How to invest, and the outlook

Public-market routes (all indirect proxies, not tile-contractor bets):

• Mohawk Industries (MHK) — the closest public proxy; ceramic tile manufacturing/distribution (Daltile, American Olean, Marazzi) is a large share of the business [9].
• Floor & Decor (FND) — focused, tile-heavy hard-surface retail and commercial distribution serving professional installers and DIY [10].
• Tile Shop Holdings (TTSH) — specialty tile retail exposure, but thin liquidity and reduced public disclosure after moving to OTC [11].
• Home Depot (HD) / Lowe's (LOW) — retail supply and installation-referral exposure through independent providers [12][13].
• These are bets on tile demand and the R&R cycle, not on installation labor economics — which stays in private hands.

Private-market routes (the direct way in):

• Own or acquire a local contracting business. Low capital intensity and SBA financing (the $19M size standard leaves ample room) make owner-operated tile shops a classic small-business acquisition; the constraint is finding and keeping skilled crews [4]. The best targets show repeat customers, transparent job-level accounting, low rework, strong safety records, stable crews, diversified GC relationships, and disciplined cash collection.
• Back or join a commercial-flooring roll-up. PE platforms are the scaled institutional route, aggregating fragmented contractors for national commercial/multifamily clients [14].
• Specialty terrazzo firms — a defensible niche with high skill barriers, institutional backlog, and long project lives; scarce operators, premium pricing [15].

Near-term outlook (forward-looking). The next 12–24 months look soft-to-stabilizing on the residential side: high mortgage rates and weak existing-home sales held tile consumption down in 2024–25 [7][8], and any recovery hinges on rates easing and home turnover reviving. Medium-term drivers point up: remodeling is expected to resume growth (NAHB projects roughly +3% residential remodeling in 2026) [27], the aging housing stock and aging-in-place trend provide a durable R&R floor [26][27], and institutional demand — airports, healthcare, education — underpins terrazzo and commercial tile [15]. Structural tailwinds for installers specifically: skilled-labor scarcity supports wages and pricing, and new trade duties on imported tile may nudge material sourcing and costs [24][25]. The persistent constant is fragmentation — for public investors it means no clean pure-play; for private investors it means the opportunity is in operating or consolidating the trade, not trading it. The durable moat is not equipment: it is trained labor, specification expertise, scheduling reliability, and a reputation for work that does not fail after installation.

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Sources

1. U.S. Census Bureau. 2022 Economic Census — Industry Concentration (NAICS 238340): receipts ($12,231,379 thousand), firms (10,469), CR4/CR8/CR20/CR50 (6.4/9.3/13.8/20.7%), HHI (18.6). https://www.census.gov/programs-surveys/economic-census.html
2. U.S. Census Bureau. County Business Patterns, 2023 (NAICS 238340): establishments (10,685), employment (58,611), annual payroll ($3,296,169 thousand), Q1 payroll ($765,460 thousand); note nonemployer undercount. https://www.census.gov/programs-surveys/cbp.html
3. U.S. Census Bureau. 2022 NAICS Definition — 238340 Tile and Terrazzo Contractors (scope and exclusions 238140 / 238330 / 238390 / 327390). https://www.census.gov/naics/?details=238340&year=2022
4. U.S. Small Business Administration. Table of Small Business Size Standards (NAICS 238340 — $19 million). 2023. https://www.sba.gov/document/support-table-size-standards
5. IBISWorld. Tile Installers in the US — Industry Report (broader definition, revenue ≈ $17B, 2025). 2025. https://www.ibisworld.com/united-states/industry/tile-installers/193/
6. U.S. Bureau of Labor Statistics. Occupational Outlook Handbook — Flooring Installers and Tile and Stone Setters (112,300 jobs 2024; median ~$52,000; +6% 2024–2034; broader than 238340). https://www.bls.gov/ooh/construction-and-extraction/tile-and-marble-setters.htm
7. Tile Council of North America (TCNA). 2024 U.S. Ceramic Tile Market Update (consumption 2.7B sq ft, −5.1%; imports 71.5% of consumption; India/Spain/Italy top sources; installation standards). 2025. https://tcnatile.com/wp-content/uploads/2025/04/PR-2024-U.S.-Ceramic-Tile-Market-Update-4.30.25.pdf
8. Floor Covering News. Stats 2026: Tile segment remains strong despite headwinds (ceramic tile sales 2024–2025). 2026. https://www.fcnews.net/2026/07/stats-2026-tile-segment-remains-strong-despite-headwinds/
9. Mohawk Industries, Inc. Form 10-K, Fiscal Year 2024 (net sales ~$10.8B; Global Ceramic segment ≈39%; Daltile/American Olean/Marazzi). 2025. https://www.sec.gov/Archives/edgar/data/851968/000085196825000023/mhk-20241231.htm
10. Floor & Decor Holdings, Inc. SEC filings (Form 10-K), EDGAR CIK 0001507079. https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001507079&type=10-K
11. Tile Shop Holdings, Inc. SEC filings and Nasdaq-to-OTC delisting, EDGAR CIK 0001552800. https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001552800
12. The Home Depot. Tile Installation / Become a Service Provider. https://www.homedepot.com/services/c/tile-installation/146501ef0
13. Lowe's. Tile Floor Installation. https://www.lowes.com/l/install/tile-floors
14. CT Acquisitions / Anchor Peabody. Flooring PE Roll-Up Tracker (Diverzify, SCI Flooring, Galleher; EBITDA multiples). 2024–2026. https://ctacquisitions.com/guides/flooring-pe-rollup-tracker-2026/
15. National Terrazzo & Mosaic Association (NTMA). Terrazzo specifications, technical systems, and contractor resources. https://ntma.com/
16. David Allen Company. Company overview (commercial tile, stone, terrazzo, specialty-concrete contractor). https://davidallen.com/
17. National Terrazzo, Tile & Marble. Heritage and services (family-owned commercial contractor). https://www.nationalterrazzo.com/
18. AEA Investors. AEA Acquires TileBar (2023). https://www.aeainvestors.com/aea-acquires-tilebar/
19. Romanoff Renovations. Home Depot in-home service provider (installation platform). https://www.rrenovations.com/
20. Occupational Safety and Health Administration (OSHA). Respirable Crystalline Silica — Construction, 29 CFR 1926.1153 (PEL 50 µg/m³ 8-hr TWA; action level 25; Table 1 controls). https://www.osha.gov/laws-regs/regulations/standardnumber/1926/1926.1153
21. U.S. Environmental Protection Agency (EPA). Lead Renovation, Repair and Painting (RRP) Program Rules (pre-1978 lead paint). https://www.epa.gov/lead/lead-renovation-repair-and-painting-program-rules
22. Contractors State License Board (CSLB), California. C-54 — Ceramic and Mosaic Tile Contractor (classification and requirements). https://www.cslb.ca.gov/about_us/library/licensing_classifications/Licensing_Classifications_Detail.aspx?Class=C54
23. International Union of Bricklayers and Allied Craftworkers (BAC). Tile, Marble & Terrazzo trades — apprenticeship and wages. 2024. https://bacweb.org/
24. U.S. Department of Commerce, International Trade Administration. Final Determinations in the Antidumping and Countervailing Duty Investigations of Ceramic Tile from India. 2025. https://www.trade.gov/final-determinations-antidumping-and-countervailing-duty-investigations-ceramic-tile-india
25. Federal Register. Ceramic Tile From India: Countervailing Duty Order (effective June 16, 2025). 2025. https://www.federalregister.gov/documents/2025/06/16/2025-11052/ceramic-tile-from-india-countervailing-duty-order
26. Joint Center for Housing Studies of Harvard University (JCHS). 2025 Outlook for Home Remodeling (R&R share of residential spending ≈44%). 2025. https://www.jchs.harvard.edu/blog/modest-gains-2025-outlook-home-remodeling
27. National Association of Home Builders (NAHB). Remodeling Growth in 2026 and Beyond (80%+ of homes over 20 years old; ~+3% remodeling forecast). 2026. https://www.nahb.org/news-and-economics/press-releases/2026/02/nahb-expects-remodeling-growth-2026
28. Angi / RUBI. Ceramic Tile Installation Cost and Tile Labor Cost per Square Foot guides. 2024–2026. https://www.angi.com/articles/how-much-does-it-cost-buy-and-install-ceramic-tile.htm